Financial Empowerment For Us By Us.
Solvent is the world’s first ‘super neobank’ and financial empowerment platform for the System Impacted.
Solvent empowers the financially excluded, disadvantaged, underserved and overlooked through affordable technology-driven financial empowerment tools, products and services around banking, credit, financial literacy and entrepreneurship education, and more.
More than just a neobank and financial empowerment platform, Solvent is a system for systems change, that empowers our members to build or rebuild and optimize their financial lives.
The future is freedom!
GET EARLY ACCESS
AS FEATURED VIA
Money, power, respect, what you need in life.
Build or rebuild and optimize your financial life.
Reimagine, recreate and build or rebuild your financial life and become financially empowered with the Solvent AIO (All-In-One) financial empowerment platform.
The Solvent Mobile App for Apple iOS and Android smartphones are coming soon, join others on our early access waitlist to be notified when it’s available.
FOR US BY US ::
It’s been said, that a problem is best solved by those closest to it. But those closest to it are furthest from and rarely have the power and resources to solve it. Solvent say, times have changed and our time is now. We’re closest to our problem, and we’re going to solve it for ourselves.
Solvent can be for anyone, but was specifically built for the System Impacted by the System Impacted, as we as a group and community have traditionally lacked the awareness, access, opportunities, mentorship, frameworks and pathways for financial empowerment and wealth building.
As a community-driven company, Solvent recognizes the strength in unity and community.
“If you want to go fast, go alone. If you want to go far, go together.”
—African Proverb
BLACK FACTS ::
African-Americans wield over $1.5
trillion in annual spending power.
25M+
Out of the total population of African-Americans in the U.S., over 25 million are Unbanked and Underbanked.
According to the FDIC (Federal Deposit Insurance Corporation), “Unbanked” means an individual that does not have a banking account, and “Underbanked” means an individual that does have a bank account, but also uses Alternative Financial Services (AFS), such as check cashing entities, payday loans, etc.
12M+
Out of the total population of African-Americans in the U.S., over 12 million are credit invisible.
According to the CFPB (Consumer Financial Protection Bureau), “credit invisible” means that they do not have a credit record maintained by one of the nationwide credit reporting agencies (NCRAs). They also include those who have a credit record that contains either too little information or information that is deemed too old to be reliable
Learn More ::
$500B+
The over 25 million African-Americans in the U.S., who are Unbanked and Underbanked wield over $500 billion in annual spending power.
SOLVENT BANK ACCOUNT ::
Digital Mobile Bank Account + Debit Card
Transform your financial life. #EmpowerYOU #EmpowerUS
A free Solvent account and debit card
A credit building service that works without incurring debt by reporting bill and rent payment
A future credit card (or secured credit card for the Credit Invisible/Unscored)
Robust Financial Literacy and Entrepreneurship Education content and curriculum
“Solvent; one platform, one aim, one result: For you to optimize your financial life for financial empowerment.”
“Financial empowerment and wealth building for the formerly incarcerated and incarcerated.”
Solvent Rebuild is financial empowerment and wealth building for the System Impacted formerly incarcerated and incarcerated.
Solvent Rebuild is an initiative to focus on and empower the System Impacted formerly incarcerated and incarcerated. The System Impacted as a group consists of the following:
Socioeconomically disadvantaged
Formerly incarcerated
Family, friends and loved ones of the formerly incarcerated and/or incarcerated
Incarcerated
Solvent provides our members with access to curated financial literacy curriculum content in easily digested micro format as a fundamental foundation for wealth building that includes:
Financial Health
Credit
Budgeting + Saving
Investing
And more
Solvent provides our members with access to curated entrepreneurship education curriculum content in easily digested micro format as a fundamental foundation for wealth building that includes:
Entrepreneurship
Small Business + Startup Building
And more
GENERATIONAL WEALTH ::
There are only two ways that family’s attain generational wealth; they either inherit it, or they create it themselves.
What is Generational Wealth?
Generational wealth includes financial assets — such as property, investments, money, or anything with a monetary value — that you pass down from one generation to the next. Intangibles like financial education, values, and habits are an equally important part of that equation.
Why is Generational Wealth important?
Wealth gives you more options in life. You have more freedom to think and live the life you want when you don’t have to worry about paying your bills or whether you can afford to quit a job that doesn’t fulfill you. Learn more.
JUST SOLVENT ::
Join the movement to stay informed, active, and engaged.
Solvent represents more than simply personal financial and banking tools, products and services, but rather a community and movement around financial empowerment and wealth building for the System Impacted; those who have been financially excluded, disadvantaged, and underserved for too long.
Become an active part of Solvent’s movement of financial empowerment and wealth building for the System Impacted by joining Solvent and becoming a member or supporting by sharing and spreading the word.
Subscribe to our newsletter to stay up to date on everything Solvent. You can also become a contributor to our Financial Literacy and/or Entrepreneurship Education content.
Follow us on social media at @justsolvent, and join our Solvent community group: Just Solvent.